State AI Law Comparison

Florida vs New York

Side-by-side comparison of AI compliance requirements, penalties, and deadlines for businesses operating in Florida and New York.

By · Founder
Published Reviewed
Verdict

New York has stricter AI regulations than Florida

Florida
FL
No Law
Penalty: N/A
Deadline: N/A
⚖️ No comprehensive AI law — narrow statutes enacted (deepfake political ads, Fla. Stat. 106.145; AI intimate-image law, HB 757)
View full Florida guide →
New York
NY
Partially In Effect
Penalty: $500-$1,500 per violation (LL144)
Deadline: In effect (LL144); RAISE Act effective January 1, 2027
⚖️ NYC Local Law 144 — automated employment decision tools
⚖️ RAISE Act — frontier-AI safety (S6953B, signed Dec 2025)
View full New York guide →

Side-by-Side Comparison

Requirement
Florida
New York
Law Status
No Law
Partially In Effect
Penalty
N/A
$500-$1,500 per violation (LL144)
Deadline
N/A
In effect (LL144); RAISE Act effective January 1, 2027
Key Requirement
Florida has no comprehensive AI statute, but narrow AI laws are in effect: political ads containing deceptive generative-AI depictions of real people must carry a prescribed AI disclaimer (Fla. Stat. 106.145), and creating AI-generated non-consensual intimate imagery is a felony (HB 757). Existing consumer-protection law may also apply to AI-driven decisions.
NYC Local Law 144 requires annual independent bias audits for automated employment decision tools. Separately, the RAISE Act — signed December 2025, effective January 1, 2027 — imposes safety-protocol, incident-reporting, and oversight duties on large frontier-AI developers.
# of Laws
1 laws
2 laws

Which State is Riskier for Your Industry?

HR & Hiring AI
AI hiring tools face heavy scrutiny in both states. NYC law applies nationally if hiring NY residents.
Healthcare AI
Medical AI decision support has specific compliance requirements beyond general AI laws.
Fintech / Credit AI
AI used in credit decisions must comply with Fair Credit Reporting Act + state laws.
Customer Service AI
Chatbots and automated customer interactions may require disclosure in both states.

Operating in Florida or New York?

Get a personalized AI compliance assessment for your specific state, industry, and AI use case. Includes checklist, risks, and policy templates.

Assess Florida Compliance →Assess New York Compliance →

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Editorial standards

Anchored to the primary government source (statute, bill text, or agency rule) and verified directly against it · Last verified Jul 2, 2026. See our methodology.

Primary sources · Florida & New York