AI liability underwriters & insurers

AI-law exposure data for insurers & underwriters

Underwriting AI and tech-E&O risk means knowing which AI laws bind a policyholder and what the statutory penalties are. AI Law Tracker turns that into a reproducible input for your models.

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The problem

  • Regulatory exposure varies by the applicant’s state footprint, sector, and whether they touch the EU.
  • You need a defensible, repeatable signal — not a subjective read of the news.
  • Maximum penalties (e.g. EU AI Act fines) are the tail you actually care about.

How AI Law Tracker helps

  • POST an applicant profile to /v1/assess for a deterministic 1–10 risk score with a named factor breakdown you can log and audit.
  • Query /v1/penalties for the maximum statutory penalty by jurisdiction/sector — the exposure tail, straight from the tracked records.
  • Because the engine is deterministic (no model), the same applicant profile always yields the same score — reproducible for pricing committees and audit.

Example: Maximum statutory penalties by context

GET /v1/penalties— values are illustrative; the shape is the live API response.

Request
curl "https://ai-law-tracker.com/api/v1/penalties?jurisdiction=eu-germany&sector=hr-recruiting" \
  -H "X-API-Key: alt_developer_…"
Example response
{
  "api_version": "v1",
  "data": [
    {
      "law": "EU AI Act",
      "jurisdiction": "Germany (EU)",
      "layer": "country",
      "penalty": "Up to €35M or 7% of global annual turnover",
      "status": "In Effect",
      "source_tier": "primary",
      "source_url": "https://digital-strategy.ec.europa.eu/en/policies/regulatory-framework-ai"
    }
  ],
  "meta": { "not_legal_advice": true }
}

Endpoints you'll use

POST
/v1/assessApplicant profile → applicable obligations + reproducible 1–10 risk score.
GET
/v1/penalties?jurisdiction=eu-germanyMaximum statutory penalty by jurisdiction/sector.
GET
/v1/obligations?jurisdiction=california&sector=financeThe concrete duties that attach to a context.
GET
/v1/laws?scope=state&status=In+EffectThe enforceable-today set, per jurisdiction.

Full reference in the developer docs · paid tiers from $0/mo on pricing.

FAQ

Is the risk score reproducible for pricing and audit?

Yes. The 1–10 score is fully deterministic: the same applicant profile always produces the same score and the same named factors, with no language model involved. You can log the factor breakdown as part of your underwriting record.

Can I see maximum penalties for the tail?

Yes — /v1/penalties returns the maximum statutory penalty recorded for a jurisdiction/sector (for example, the EU AI Act’s up-to-€35M-or-7%-of-turnover cap), each linked to its primary source.

Does this replace legal review?

No. It is a reproducible data input for your models and workflow, not legal advice. Every record links to the primary source so counsel can verify before a coverage decision.

More for builders

🛡️ Compliance, GRC & privacy teams🏗️ Legaltech & RegTech product teams🤖 RAG & AI-agent developersCompare AI-law APIs →

AI Law Tracker provides informational data, not legal advice. Verify every record against its official source before relying on it.