State AI Law Comparison

New York vs Florida

Side-by-side comparison of AI compliance requirements, penalties, and deadlines for businesses operating in New York and Florida.

By · Founder
Published Reviewed
Verdict

New York has stricter AI regulations than Florida

New York
NY
Partially In Effect
Penalty: $500-$1,500 per violation (LL144)
Deadline: In effect (LL144); RAISE Act effective January 1, 2027
⚖️ NYC Local Law 144 — automated employment decision tools
⚖️ RAISE Act — frontier-AI safety (S6953B, signed Dec 2025)
View full New York guide →
Florida
FL
No Law
Penalty: N/A
Deadline: N/A
⚖️ No comprehensive AI law — narrow statutes enacted (deepfake political ads, Fla. Stat. 106.145; AI intimate-image law, HB 757)
View full Florida guide →

Side-by-Side Comparison

Requirement
New York
Florida
Law Status
Partially In Effect
No Law
Penalty
$500-$1,500 per violation (LL144)
N/A
Deadline
In effect (LL144); RAISE Act effective January 1, 2027
N/A
Key Requirement
NYC Local Law 144 requires annual independent bias audits for automated employment decision tools. Separately, the RAISE Act — signed December 2025, effective January 1, 2027 — imposes safety-protocol, incident-reporting, and oversight duties on large frontier-AI developers.
Florida has no comprehensive AI statute, but narrow AI laws are in effect: political ads containing deceptive generative-AI depictions of real people must carry a prescribed AI disclaimer (Fla. Stat. 106.145), and creating AI-generated non-consensual intimate imagery is a felony (HB 757). Existing consumer-protection law may also apply to AI-driven decisions.
# of Laws
2 laws
1 laws

Which State is Riskier for Your Industry?

HR & Hiring AI
AI hiring tools face heavy scrutiny in both states. NYC law applies nationally if hiring NY residents.
Healthcare AI
Medical AI decision support has specific compliance requirements beyond general AI laws.
Fintech / Credit AI
AI used in credit decisions must comply with Fair Credit Reporting Act + state laws.
Customer Service AI
Chatbots and automated customer interactions may require disclosure in both states.

Operating in New York or Florida?

Get a personalized AI compliance assessment for your specific state, industry, and AI use case. Includes checklist, risks, and policy templates.

Assess New York Compliance →Assess Florida Compliance →

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Editorial standards

Anchored to the primary government source (statute, bill text, or agency rule) and verified directly against it · Last verified Jul 4, 2026. See our methodology.

Primary sources · New York & Florida