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California Finance & Banking AI Key Deadlines
Key Deadlines for finance & banking businesses operating in California. Based on SB 942 — AI Transparency Act (Enacted).
Risk Level
Very High
Max Penalty
$5,000/day per violation
Deadline
August 2, 2026
Status
Enacted
August 2, 2026
SB 942 — AI Transparency Act — Takes effect
August 2, 2026
EU AI Act — Full enforcement begins (if serving EU customers)
Ongoing
⚠️ Bias audit requirement — Annual audit required
90 days before any AI deployment
Impact assessment must be completed before deploying new AI systems
Quarterly
Compliance review and documentation update
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How much does AI compliance cost?
Lawyer
$200-500
per hour
Enterprise tool
$10K+
per year
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