Colorado Insurance AI Compliance Guide

List every AI tool your insurance business uses — from chatbots to analytics to content generation. Include third-party tools.

Determine which AI systems make decisions that affect people. Colorado classifies these as high-risk under SB 205 — AI Consumer Protection.

Create an internal AI acceptable use policy and external AI disclosure notice. Templates available in our $49 Compliance Kit.

Add audit logging, human review checkpoints, and bias monitoring. Ensure AI decisions can be explained and appealed.

All employees using AI need to understand disclosure requirements and your company's AI policy. Document the training.

Set quarterly compliance reviews. Laws are changing fast — Colorado alone has updated AI requirements coming into effect.