🔴Illinois HB 3773IN EFFECT$10M fine|🔴Texas TRAIGAIN EFFECTActive enforcement|⚠️Colorado SB 205Jun 30, 2026Per-violation fines|⚠️California SB 942Aug 2, 2026$5K/day|⚠️EU AI Act Art. 50Aug 2, 2026€35M or 7% revenue|⚠️Virginia HB 2154Jul 1, 2026$10K/violation|⚠️Connecticut SB 2Oct 1, 2026$25K/violation|🔴Illinois HB 3773IN EFFECT$10M fine|🔴Texas TRAIGAIN EFFECTActive enforcement|⚠️Colorado SB 205Jun 30, 2026Per-violation fines|⚠️California SB 942Aug 2, 2026$5K/day|⚠️EU AI Act Art. 50Aug 2, 2026€35M or 7% revenue|⚠️Virginia HB 2154Jul 1, 2026$10K/violation|⚠️Connecticut SB 2Oct 1, 2026$25K/violation|
Home → Minnesota → Insurance → Fines & Penalties
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Minnesota Insurance AI Fines & Penalties

Fines & Penalties for insurance businesses operating in Minnesota. Based on HF 4654 — AI Transparency Act (Enacted).

Risk Level
Very High
Max Penalty
Civil penalties
Deadline
August 1, 2026
Status
Enacted
ViolationPenaltyTimelineRisk
Non-disclosure of AI useCivil penaltiesPer violationHigh
Failure to conduct bias auditPending enforcementPer occurrenceCritical
Non-compliant AI hiring toolsCivil penaltiesAugust 1, 2026Medium
Missing impact assessmentUp to Civil penaltiesAnnual requirementHigh
GDPR/data violations via AI€20M or 4% revenueIf serving EUCritical

More for Minnesota Insurance

✅ Compliance Checklist
📋 Compliance Requirements
📖 Compliance Guide
⏰ Key Deadlines
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🏪 Small Business (11-50)
🏢 Mid-Market (51-250)
🏛️ Enterprise (250+)
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