🔴Illinois HB 3773IN EFFECT$10M fine|🔴Texas TRAIGAIN EFFECTActive enforcement|⚠️Colorado SB 205Jun 30, 2026Per-violation fines|⚠️California SB 942Aug 2, 2026$5K/day|⚠️EU AI Act Art. 50Aug 2, 2026€35M or 7% revenue|⚠️Virginia HB 2154Jul 1, 2026$10K/violation|⚠️Connecticut SB 2Oct 1, 2026$25K/violation|🔴Illinois HB 3773IN EFFECT$10M fine|🔴Texas TRAIGAIN EFFECTActive enforcement|⚠️Colorado SB 205Jun 30, 2026Per-violation fines|⚠️California SB 942Aug 2, 2026$5K/day|⚠️EU AI Act Art. 50Aug 2, 2026€35M or 7% revenue|⚠️Virginia HB 2154Jul 1, 2026$10K/violation|⚠️Connecticut SB 2Oct 1, 2026$25K/violation|
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Texas AI Laws for Startups (1-10) in Finance & Banking

Focus on documentation and AI disclosure. You may qualify for simplified compliance under the EU Omnibus framework.

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Maximum penalty: Varies by violation type
Applies to startups (1-10) in finance & banking

Applicable law: TRAIGA — Texas Responsible AI Governance Act

Prohibits AI for behavioral manipulation, unlawful discrimination. Government AI oversight focused.

Fair lending laws plus state AI requirements. AI credit decisions need documented bias testing.

Deadline: January 1, 2026Penalty: Varies by violation typeStatus: In Effect

Other company sizes

🏪 Small Business (11-50)🏢 Mid-Market (51-250)🏛️ Enterprise (250+)
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