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Texas Insurance AI Compliance Checklist
Compliance Checklist for insurance businesses operating in Texas. Based on TRAIGA — Texas Responsible AI Governance Act (In Effect).
Risk Level
Very High
Max Penalty
Varies by violation type
Deadline
January 1, 2026
Status
In Effect
Disclosure & Transparency
☐Publish AI usage disclosure per TRAIGA — Texas Responsible AI Governance Act
☐Add AI-generated content labels where required
☐Notify insurance customers/users of AI involvement
☐Document all AI systems in use
Risk Assessment
☐Conduct impact assessment for AI systems affecting insurance
☐Evaluate bias risk in automated decisions
☐Document data sources and training methods
☐Assess third-party AI vendor compliance
Governance & Policy
☐Draft internal AI acceptable use policy
☐Assign AI compliance officer or point person
☐Establish AI incident response procedures
☐Schedule regular compliance reviews (quarterly minimum)
Technical Requirements
☐Implement human oversight for high-risk AI decisions
☐Enable audit logging for AI-assisted decisions
☐Ensure data minimization in AI processing
☐Test AI outputs for accuracy and bias
More for Texas Insurance
Compare the cost
How much does AI compliance cost?
Lawyer
$200-500
per hour
Enterprise tool
$10K+
per year
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