State AI Law Comparison

Minnesota vs New York

Side-by-side comparison of AI compliance requirements, penalties, and deadlines for businesses operating in Minnesota and New York.

By · Founder
Published Reviewed
Verdict

Minnesota has stricter AI regulations than New York

Minnesota laws are already in effect — immediate compliance required

Minnesota
MN
In Effect
Penalty: Up to $7,500 per violation
Deadline: In effect since July 31, 2025
⚖️ Minnesota Consumer Data Privacy Act (Minn. Stat. ch. 325M) — automated-decision / profiling opt-out
View full Minnesota guide →
New York
NY
Partially In Effect
Penalty: $500-$1,500 per violation (LL144)
Deadline: In effect (LL144); RAISE Act effective January 1, 2027
⚖️ NYC Local Law 144 — automated employment decision tools
⚖️ RAISE Act — frontier-AI safety (S6953B, signed Dec 2025)
View full New York guide →

Side-by-Side Comparison

Requirement
Minnesota
New York
Law Status
In Effect
Partially In Effect
Penalty
Up to $7,500 per violation
$500-$1,500 per violation (LL144)
Deadline
In effect since July 31, 2025
In effect (LL144); RAISE Act effective January 1, 2027
Key Requirement
Minnesota's Consumer Data Privacy Act lets consumers opt out of profiling and automated decisions that produce legal or similarly significant effects, question the result of a profiling decision and learn how to change future outcomes, and requires controllers to complete data-protection assessments. No standalone Minnesota 'AI Transparency Act' exists.
NYC Local Law 144 requires annual independent bias audits for automated employment decision tools. Separately, the RAISE Act — signed December 2025, effective January 1, 2027 — imposes safety-protocol, incident-reporting, and oversight duties on large frontier-AI developers.
# of Laws
1 laws
2 laws

Which State is Riskier for Your Industry?

HR & Hiring AI
AI hiring tools face heavy scrutiny in both states. NYC law applies nationally if hiring NY residents.
Healthcare AI
Medical AI decision support has specific compliance requirements beyond general AI laws.
Fintech / Credit AI
AI used in credit decisions must comply with Fair Credit Reporting Act + state laws.
Customer Service AI
Chatbots and automated customer interactions may require disclosure in both states.

Operating in Minnesota or New York?

Get a personalized AI compliance assessment for your specific state, industry, and AI use case. Includes checklist, risks, and policy templates.

Assess Minnesota Compliance →Assess New York Compliance →

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Editorial standards

Anchored to the primary government source (statute, bill text, or agency rule) and verified directly against it · Last verified Jul 4, 2026. See our methodology.

Primary sources · Minnesota & New York