State AI Law Comparison

Minnesota vs Texas

Side-by-side comparison of AI compliance requirements, penalties, and deadlines for businesses operating in Minnesota and Texas.

By · Founder
Published Reviewed
Verdict

Minnesota has stricter AI regulations than Texas

Minnesota laws are already in effect — immediate compliance required

Minnesota
MN
In Effect
Penalty: Up to $7,500 per violation
Deadline: In effect since July 31, 2025
⚖️ Minnesota Consumer Data Privacy Act (Minn. Stat. ch. 325M) — automated-decision / profiling opt-out
View full Minnesota guide →
Texas
TX
In Effect
Penalty: AG-enforced (no private right of action); up to $100,000 per uncurable violation + $40,000/day
Deadline: January 1, 2026
⚖️ TRAIGA — Texas Responsible AI Governance Act (HB 149, 2025)
View full Texas guide →

Side-by-Side Comparison

Requirement
Minnesota
Texas
Law Status
In Effect
In Effect
Penalty
Up to $7,500 per violation
AG-enforced (no private right of action); up to $100,000 per uncurable violation + $40,000/day
Deadline
In effect since July 31, 2025
January 1, 2026
Key Requirement
Minnesota's Consumer Data Privacy Act lets consumers opt out of profiling and automated decisions that produce legal or similarly significant effects, question the result of a profiling decision and learn how to change future outcomes, and requires controllers to complete data-protection assessments. No standalone Minnesota 'AI Transparency Act' exists.
Prohibits developing or deploying AI for intentional behavioral manipulation causing harm, unlawful discrimination, and unlawful synthetic media; applies to businesses and state agencies. Enforced exclusively by the Texas Attorney General with a 60-day cure period.
# of Laws
1 laws
1 laws

Which State is Riskier for Your Industry?

HR & Hiring AI
AI hiring tools face heavy scrutiny in both states. NYC law applies nationally if hiring NY residents.
Healthcare AI
Medical AI decision support has specific compliance requirements beyond general AI laws.
Fintech / Credit AI
AI used in credit decisions must comply with Fair Credit Reporting Act + state laws.
Customer Service AI
Chatbots and automated customer interactions may require disclosure in both states.

Operating in Minnesota or Texas?

Get a personalized AI compliance assessment for your specific state, industry, and AI use case. Includes checklist, risks, and policy templates.

Assess Minnesota Compliance →Assess Texas Compliance →

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Editorial standards

Anchored to the primary government source (statute, bill text, or agency rule) and verified directly against it · Last verified Jul 4, 2026. See our methodology.

Primary sources · Minnesota & Texas