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New York Insurance AI Key Deadlines
Key Deadlines for insurance businesses operating in New York. Based on NYC Local Law 144 (Partially In Effect).
Risk Level
Very High
Max Penalty
$500-$1,500 per violation (LL144)
Deadline
In effect (LL144), 2027 (RAISE)
Status
Partially In Effect
In effect (LL144), 2027 (RAISE)
NYC Local Law 144 — Takes effect
August 2, 2026
EU AI Act — Full enforcement begins (if serving EU customers)
Ongoing
⚠️ Bias audit requirement — Annual audit required
90 days before any AI deployment
Impact assessment must be completed before deploying new AI systems
Quarterly
Compliance review and documentation update
More for New York Insurance
Compare the cost
How much does AI compliance cost?
Lawyer
$200-500
per hour
Enterprise tool
$10K+
per year
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